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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,409 | $92,798-38.1% | $96,707-40.6% | $137,256-58.2% |
| Participation rate | 75.0% | 81.6%-6.6pp | 80.4%-5.4pp | 80.0%-5.0pp |
| Annual return | 19.69% | 31.24%-11.6pp | 34.78%-15.1pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,189 | $4,147-47.2% | $4,191-47.8% | $4,156-47.3% |
| Participant deferral / active EE | $7,039 | $5,877+19.8% | $5,997+17.4% | $6,407+9.9% |
| Admin fee / account holder | $2,726 | $7,946-65.7% | $7,503-63.7% | $12,270-77.8% |