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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,345 | $97,078-60.5% | $103,065-62.8% | $145,897-73.7% |
| Participation rate | 84.6% | 81.1%+3.5pp | 80.6%+4.1pp | 80.3%+4.3pp |
| Annual return | 14.08% | 25.49%-11.4pp | 23.95%-9.9pp | 552.29%-538.2pp |
| Employer contribution / active EE | $2,230 | $4,680-52.4% | $4,675-52.3% | $4,663-52.2% |
| Participant deferral / active EE | $7,022 | $6,601+6.4% | $6,625+6.0% | $6,689+5.0% |
| Admin fee / account holder | $951 | $12,505-92.4% | $9,349-89.8% | $13,390-92.9% |