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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,717 | $171,867-72.2% | $149,721-68.1% | $147,586-67.7% |
| Participation rate | 82.4% | 88.2%-5.8pp | 87.1%-4.7pp | 82.8%-0.5pp |
| Annual return | 13.56% | 2113.36%-2099.8pp | 1501.67%-1488.1pp | 578.59%-565.0pp |
| Employer contribution / active EE | $1,980 | $6,275-68.4% | $5,444-63.6% | $4,876-59.4% |
| Participant deferral / active EE | $3,606 | $7,270-50.4% | $6,568-45.1% | $5,439-33.7% |
| Admin fee / account holder | $2,391 | $13,799-82.7% | $11,282-78.8% | $10,886-78.0% |