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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,638 | $70,666+16.9% | $169,385-51.2% | $75,181+9.9% |
| Participation rate | 94.5% | 64.8%+29.8pp | 77.2%+17.4pp | 67.2%+27.3pp |
| Annual return | 19.25% | 36.37%-17.1pp | 405.82%-386.6pp | 160.69%-141.4pp |
| Employer contribution / active EE | $5,863 | $2,210+165.3% | $4,012+46.2% | $2,671+119.6% |
| Participant deferral / active EE | $9,020 | $4,308+109.3% | $6,221+45.0% | $4,126+118.6% |
| Admin fee / account holder | $872 | $5,402-83.9% | $9,011-90.3% | $5,650-84.6% |