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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,733 | $78,015+29.1% | $178,505-43.6% | $80,959+24.4% |
| Participation rate | 87.7% | 65.7%+22.0pp | 77.1%+10.6pp | 67.7%+20.0pp |
| Annual return | 13.31% | 18.10%-4.8pp | 27.16%-13.8pp | 35.67%-22.4pp |
| Employer contribution / active EE | $5,384 | $2,281+136.0% | $3,955+36.1% | $2,757+95.3% |
| Participant deferral / active EE | $10,718 | $4,406+143.3% | $6,280+70.7% | $4,300+149.2% |
| Admin fee / account holder | $846 | $7,160-88.2% | $10,428-91.9% | $6,925-87.8% |