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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,136 | $73,848-19.9% | $143,799-58.9% | $68,486-13.7% |
| Participation rate | 37.3% | 66.7%-29.4pp | 80.3%-43.0pp | 67.9%-30.6pp |
| Annual return | -15.47% | 0.91%-16.4pp | -0.04%-15.4pp | -7.85%-7.6pp |
| Employer contribution / active EE | $462 | $3,184-85.5% | $4,952-90.7% | $2,597-82.2% |
| Participant deferral / active EE | $2,670 | $3,385-21.1% | $5,638-52.6% | $4,028-33.7% |
| Admin fee / account holder | $3,346 | $5,755-41.9% | $14,677-77.2% | $5,404-38.1% |