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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,807 | $163,687-49.4% | $108,745-23.9% | $273,972-69.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 77.7%+22.3pp | 83.0%+17.0pp |
| Annual return | 74.15% | 31.16%+43.0pp | 46.22%+27.9pp | 41.46%+32.7pp |
| Employer contribution / active EE | $4,970 | $4,711+5.5% | $3,323+49.6% | $4,869+2.1% |
| Participant deferral / active EE | $10,549 | $7,155+47.4% | $5,121+106.0% | $5,287+99.5% |
| Admin fee / account holder | $5,387 | $12,890-58.2% | $6,144-12.3% | $10,133-46.8% |