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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,404 | $118,877-34.9% | $96,570-19.8% | $167,536-53.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 11.66% | 50.50%-38.8pp | 37.79%-26.1pp | 478.82%-467.2pp |
| Employer contribution / active EE | $12,322 | $3,121+294.8% | $2,357+422.7% | $4,839+154.6% |
| Participant deferral / active EE | $11,655 | $4,617+152.4% | $3,849+202.8% | $6,342+83.8% |
| Admin fee / account holder | $19,159 | $8,069+137.4% | $6,182+209.9% | $12,315+55.6% |