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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,553 | $82,674+4.7% | $125,363-31.0% | $68,495+26.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -13.55% | -5.97%-7.6pp | 572.15%-585.7pp | -7.84%-5.7pp |
| Employer contribution / active EE | $11,788 | $3,382+248.6% | $4,815+144.8% | $2,596+354.0% |
| Participant deferral / active EE | $12,752 | $6,111+108.7% | $7,447+71.2% | $4,028+216.6% |
| Admin fee / account holder | $2,632 | $6,276-58.1% | $10,005-73.7% | $5,403-51.3% |