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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,320 | $185,905-88.5% | $170,057-87.5% | $139,487-84.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 33.46% | 60.56%-27.1pp | 53.42%-20.0pp | 373.84%-340.4pp |
| Employer contribution / active EE | $3,388 | $7,597-55.4% | $6,790-50.1% | $4,755-28.7% |
| Participant deferral / active EE | $8,698 | $11,627-25.2% | $10,411-16.4% | $6,713+29.6% |
| Admin fee / account holder | $435 | $15,397-97.2% | $12,826-96.6% | $11,407-96.2% |