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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,276 | $153,769-21.1% | $133,975-9.5% | $273,972-55.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 15.95% | 36.51%-20.6pp | 29.29%-13.3pp | 41.46%-25.5pp |
| Employer contribution / active EE | $16,664 | $6,029+176.4% | $5,211+219.8% | $4,869+242.3% |
| Participant deferral / active EE | $10,019 | $6,958+44.0% | $6,282+59.5% | $5,287+89.5% |
| Admin fee / account holder | $498 | $11,765-95.8% | $9,324-94.7% | $10,133-95.1% |