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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,915 | $153,769-76.0% | $133,975-72.4% | $273,972-86.5% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.1%-3.7pp | 83.0%+0.3pp |
| Annual return | 13.66% | 36.51%-22.8pp | 29.29%-15.6pp | 41.46%-27.8pp |
| Employer contribution / active EE | $219 | $6,029-96.4% | $5,211-95.8% | $4,869-95.5% |
| Participant deferral / active EE | $7,700 | $6,958+10.7% | $6,282+22.6% | $5,287+45.6% |
| Admin fee / account holder | $513 | $11,765-95.6% | $9,324-94.5% | $10,133-94.9% |