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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,730 | $176,402-87.1% | $134,162-83.1% | $158,966-85.7% |
| Participation rate | 60.0% | 78.7%-18.7pp | 72.2%-12.2pp | 82.0%-22.0pp |
| Annual return | 19.15% | 63.66%-44.5pp | 36.35%-17.2pp | 302.95%-283.8pp |
| Employer contribution / active EE | $0 | $5,042-100.0% | $3,705-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,148 | $4,093-47.5% | $3,500-38.6% | $5,983-64.1% |
| Admin fee / account holder | $79 | $8,719-99.1% | $6,685-98.8% | $11,250-99.3% |