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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,299 | $172,111+155.8% | $150,298+193.0% | $137,256+220.8% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 16.03% | 69.37%-53.3pp | 62.79%-46.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $6,656 | $4,636+43.6% | $4,154+60.2% | $4,156+60.2% |
| Participant deferral / active EE | $2,945 | $6,166-52.2% | $5,453-46.0% | $6,407-54.0% |
| Admin fee / account holder | $4,328 | $16,471-73.7% | $14,116-69.3% | $12,270-64.7% |