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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,385 | $135,645-90.1% | $110,243-87.9% | $135,380-90.1% |
| Participation rate | 34.8% | 83.5%-48.7pp | 79.8%-45.0pp | 82.6%-47.9pp |
| Annual return | -13.06% | 513.24%-526.3pp | 314.76%-327.8pp | 519.81%-532.9pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,721 | $5,507-50.6% | $4,672-41.8% | $5,609-51.5% |
| Admin fee / account holder | $98 | $11,458-99.1% | $8,548-98.9% | $10,828-99.1% |