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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,787 | $172,111-62.9% | $150,298-57.6% | $137,256-53.5% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 13.60% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.7pp |
| Employer contribution / active EE | $1,960 | $4,636-57.7% | $4,154-52.8% | $4,156-52.8% |
| Participant deferral / active EE | $2,556 | $6,166-58.6% | $5,453-53.1% | $6,407-60.1% |
| Admin fee / account holder | $636 | $16,471-96.1% | $14,116-95.5% | $12,270-94.8% |