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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,007 | $111,814-24.9% | $93,654-10.3% | $145,959-42.4% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 15.22% | 203.30%-188.1pp | 133.34%-118.1pp | 561.95%-546.7pp |
| Employer contribution / active EE | $6,094 | $3,092+97.1% | $2,421+151.7% | $4,661+30.8% |
| Participant deferral / active EE | $5,746 | $4,914+16.9% | $4,413+30.2% | $6,689-14.1% |
| Admin fee / account holder | $1,236 | $10,246-87.9% | $8,282-85.1% | $13,398-90.8% |