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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,007 | $111,878-24.9% | $93,727-10.4% | $145,897-42.4% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 15.22% | 204.28%-189.1pp | 133.83%-118.6pp | 552.29%-537.1pp |
| Employer contribution / active EE | $6,094 | $3,092+97.1% | $2,421+151.7% | $4,663+30.7% |
| Participant deferral / active EE | $5,746 | $4,920+16.8% | $4,417+30.1% | $6,689-14.1% |
| Admin fee / account holder | $1,236 | $10,256-88.0% | $8,292-85.1% | $13,390-90.8% |