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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,339 | $166,242-66.7% | $165,071-66.5% | $145,884-62.1% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 15.92% | 100.44%-84.5pp | 70.17%-54.2pp | 551.85%-535.9pp |
| Employer contribution / active EE | $2,383 | $5,283-54.9% | $4,347-45.2% | $4,662-48.9% |
| Participant deferral / active EE | $11,815 | $6,964+69.7% | $6,035+95.8% | $6,690+76.6% |
| Admin fee / account holder | $2,951 | $16,658-82.3% | $12,695-76.8% | $13,392-78.0% |