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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,077 | $150,447+126.0% | $136,298+149.5% | $147,586+130.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.35% | 1049.15%-1031.8pp | 5156.27%-5138.9pp | 578.59%-561.2pp |
| Employer contribution / active EE | $16,977 | $5,256+223.0% | $4,696+261.6% | $4,876+248.2% |
| Participant deferral / active EE | $11,360 | $6,631+71.3% | $6,247+81.8% | $5,439+108.9% |
| Admin fee / account holder | $852 | $10,906-92.2% | $9,244-90.8% | $10,886-92.2% |