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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,291 | $165,399-84.1% | $149,745-82.4% | $158,982-83.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.82% | 348.34%-333.5pp | 276.72%-261.9pp | 302.99%-288.2pp |
| Employer contribution / active EE | $2,879 | $5,105-43.6% | $4,646-38.0% | $4,763-39.5% |
| Participant deferral / active EE | $7,920 | $7,183+10.3% | $6,843+15.7% | $5,983+32.4% |
| Admin fee / account holder | $11,071 | $10,811+2.4% | $9,312+18.9% | $11,252-1.6% |