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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,773 | $96,691-80.6% | $86,656-78.3% | $139,487-86.5% |
| Participation rate | 81.8% | 74.4%+7.4pp | 71.7%+10.1pp | 80.3%+1.5pp |
| Annual return | 26.03% | 106.87%-80.8pp | 593.09%-567.1pp | 373.84%-347.8pp |
| Employer contribution / active EE | $1,944 | $3,267-40.5% | $3,025-35.7% | $4,755-59.1% |
| Participant deferral / active EE | $5,171 | $4,838+6.9% | $4,439+16.5% | $6,713-23.0% |
| Admin fee / account holder | $343 | $6,414-94.6% | $5,619-93.9% | $11,407-97.0% |