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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,167 | $133,981-53.6% | $112,249-44.6% | $134,532-53.8% |
| Participation rate | 38.5% | 78.6%-40.1pp | 75.1%-36.6pp | 81.2%-42.8pp |
| Annual return | -17.23% | 47.16%-64.4pp | 27.48%-44.7pp | 418.27%-435.5pp |
| Employer contribution / active EE | $1,312 | $4,040-67.5% | $3,636-63.9% | $4,741-72.3% |
| Participant deferral / active EE | $2,633 | $5,292-50.2% | $4,729-44.3% | $6,401-58.9% |
| Admin fee / account holder | $527 | $7,492-93.0% | $6,412-91.8% | $11,429-95.4% |