Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $11,050 |
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480 | Other Services | $3,988 |
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $3,832 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,203 | $57,103-68.1% | $87,502-79.2% | $57,658-68.4% |
| Participation rate | 54.9% | 64.3%-9.5pp | 73.8%-19.0pp | 70.2%-15.4pp |
| Annual return | 25.49% | 12.71%+12.8pp | 12.21%+13.3pp | 5.13%+20.4pp |
| Employer contribution / active EE | $2,184 | $1,107+97.2% | $2,550-14.4% | $1,974+10.6% |
| Participant deferral / active EE | $3,604 | $2,250+60.2% | $3,149+14.5% | $3,061+17.8% |
| Admin fee / account holder | $10 | $281-96.4% | $4,221-99.8% | $95-89.3% |