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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,821 | $71,878-61.3% | $86,698-67.9% | $68,486-59.4% |
| Participation rate | 75.6% | 72.2%+3.3pp | 76.6%-1.0pp | 67.9%+7.7pp |
| Annual return | -19.09% | 3.53%-22.6pp | 35.95%-55.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,682 | $2,173-22.6% | $2,837-40.7% | $2,597-35.2% |
| Participant deferral / active EE | $4,200 | $3,779+11.2% | $4,656-9.8% | $4,028+4.3% |
| Admin fee / account holder | $4,713 | $6,113-22.9% | $7,493-37.1% | $5,404-12.8% |