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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,187 | $94,529+245.1% | $140,019+133.0% | $64,173+408.3% |
| Participation rate | 94.1% | 84.1%+10.0pp | 87.5%+6.6pp | 69.6%+24.5pp |
| Annual return | -14.84% | 7.77%-22.6pp | 651.15%-666.0pp | 7.63%-22.5pp |
| Employer contribution / active EE | $7,302 | $3,812+91.5% | $5,605+30.3% | $2,381+206.7% |
| Participant deferral / active EE | $12,512 | $5,250+138.3% | $6,927+80.6% | $3,470+260.6% |
| Admin fee / account holder | $8,637 | $6,741+28.1% | $10,705-19.3% | $4,887+76.7% |