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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,286 | $108,897-57.5% | $100,378-53.9% | $145,877-68.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.61% | 58.17%-42.6pp | 49.41%-33.8pp | 551.28%-535.7pp |
| Employer contribution / active EE | $5,708 | $4,420+29.1% | $3,942+44.8% | $4,663+22.4% |
| Participant deferral / active EE | $9,977 | $8,455+18.0% | $8,087+23.4% | $6,691+49.1% |
| Admin fee / account holder | $6,527 | $9,690-32.6% | $7,899-17.4% | $13,402-51.3% |