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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,134 | $135,956-13.1% | $123,894-4.6% | $273,972-56.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.28% | 56.63%-47.3pp | 47.52%-38.2pp | 41.46%-32.2pp |
| Employer contribution / active EE | $11,529 | $5,170+123.0% | $4,617+149.7% | $4,869+136.8% |
| Participant deferral / active EE | $14,775 | $6,343+132.9% | $5,984+146.9% | $5,287+179.4% |
| Admin fee / account holder | $26,781 | $9,817+172.8% | $8,357+220.5% | $10,133+164.3% |