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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,767 | $85,171+256.7% | $172,753+75.8% | $72,976+316.3% |
| Participation rate | 88.0% | 70.1%+17.9pp | 82.6%+5.4pp | 69.5%+18.5pp |
| Annual return | 44.95% | 27.32%+17.6pp | 803.00%-758.1pp | 81.02%-36.1pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,765 | $3,260+138.2% | $5,198+49.4% | $3,608+115.2% |
| Admin fee / account holder | $2,038 | $5,880-65.3% | $13,956-85.4% | $5,124-60.2% |