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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,146 | $82,674-4.3% | $125,381-36.9% | $68,486+15.6% |
| Participation rate | 91.2% | 75.1%+16.2pp | 82.4%+8.8pp | 67.9%+23.3pp |
| Annual return | -24.91% | -5.97%-18.9pp | 572.31%-597.2pp | -7.85%-17.1pp |
| Employer contribution / active EE | $4,100 | $3,382+21.2% | $4,815-14.8% | $2,597+57.9% |
| Participant deferral / active EE | $10,174 | $6,111+66.5% | $7,448+36.6% | $4,028+152.6% |
| Admin fee / account holder | $8,286 | $6,277+32.0% | $10,007-17.2% | $5,404+53.3% |