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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,792 | $97,732-81.8% | $83,831-78.8% | $135,380-86.9% |
| Participation rate | 81.3% | 80.0%+1.3pp | 76.1%+5.1pp | 82.6%-1.4pp |
| Annual return | -12.32% | 1287.56%-1299.9pp | 850.99%-863.3pp | 519.81%-532.1pp |
| Employer contribution / active EE | $12,172 | $4,222+188.3% | $3,631+235.2% | $4,779+154.7% |
| Participant deferral / active EE | $1,829 | $4,683-60.9% | $4,082-55.2% | $5,609-67.4% |
| Admin fee / account holder | $2,122 | $6,675-68.2% | $5,479-61.3% | $10,828-80.4% |