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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,726 | $176,120-79.1% | $159,487-77.0% | $167,553-78.1% |
| Participation rate | 62.5% | 85.0%-22.5pp | 82.8%-20.3pp | 82.1%-19.6pp |
| Annual return | 18.26% | 331.95%-313.7pp | 263.71%-245.4pp | 478.89%-460.6pp |
| Employer contribution / active EE | $2,542 | $5,299-52.0% | $4,831-47.4% | $4,840-47.5% |
| Participant deferral / active EE | $6,233 | $7,752-19.6% | $7,354-15.2% | $6,343-1.7% |
| Admin fee / account holder | $26,095 | $12,561+107.7% | $10,804+141.5% | $12,316+111.9% |