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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,892 | $217,432+77.5% | $185,849+107.6% | $167,536+130.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 2.91% | 148.42%-145.5pp | 122.10%-119.2pp | 478.82%-475.9pp |
| Employer contribution / active EE | $34,250 | $5,875+483.0% | $5,169+562.7% | $4,839+607.8% |
| Participant deferral / active EE | $2,167 | $6,357-65.9% | $5,569-61.1% | $6,342-65.8% |
| Admin fee / account holder | $12,863 | $19,818-35.1% | $16,244-20.8% | $12,315+4.5% |