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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,447 | $88,707-71.3% | $74,184-65.7% | $273,972-90.7% |
| Participation rate | 61.5% | 79.4%-17.9pp | 76.6%-15.1pp | 83.0%-21.5pp |
| Annual return | 6.40% | 11.94%-5.5pp | 17.74%-11.3pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,889 | $3,159-8.6% | $2,370+21.9% | $4,869-40.7% |
| Participant deferral / active EE | $3,966 | $4,212-5.8% | $3,550+11.7% | $5,287-25.0% |
| Admin fee / account holder | $395 | $8,717-95.5% | $5,586-92.9% | $10,133-96.1% |