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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,207 | $131,835-38.4% | $108,582-25.2% | $273,972-70.4% |
| Participation rate | 55.0% | 83.5%-28.5pp | 79.6%-24.6pp | 83.0%-28.0pp |
| Annual return | 7.18% | -91.57%+98.8pp | -51.70%+58.9pp | 41.46%-34.3pp |
| Employer contribution / active EE | $3,486 | $4,913-29.0% | $3,758-7.2% | $4,869-28.4% |
| Participant deferral / active EE | $3,637 | $5,127-29.1% | $4,311-15.6% | $5,287-31.2% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |