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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,062 | $211,946-97.1% | $169,452-96.4% | $135,379-95.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 0.00% | 3.26%-3.3pp | 1.83%-1.8pp | 519.79%-519.8pp |
| Employer contribution / active EE | $1,290 | $5,117-74.8% | $4,157-69.0% | $4,779-73.0% |
| Participant deferral / active EE | $5,787 | $6,075-4.7% | $5,277+9.7% | $5,609+3.2% |
| Admin fee / account holder | $375 | $11,472-96.7% | $9,110-95.9% | $10,828-96.5% |