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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 35-0145825 | Loan Processing | $13,024 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,402 | $63,114-31.2% | $92,915-53.3% | $65,186-33.4% |
| Participation rate | 43.9% | 68.8%-24.9pp | 76.0%-32.1pp | 70.2%-26.3pp |
| Annual return | 17.36% | 28.75%-11.4pp | 109.45%-92.1pp | 29.39%-12.0pp |
| Employer contribution / active EE | $146 | $2,571-94.3% | $3,653-96.0% | $2,177-93.3% |
| Participant deferral / active EE | $1,653 | $3,108-46.8% | $4,238-61.0% | $3,514-53.0% |
| Admin fee / account holder | $94 | $624-84.9% | $5,796-98.4% | $847-88.9% |