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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,686 | $135,956-72.3% | $123,894-69.6% | $273,972-86.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 26.89% | 56.63%-29.7pp | 47.52%-20.6pp | 41.46%-14.6pp |
| Employer contribution / active EE | $26,067 | $5,170+404.2% | $4,617+464.6% | $4,869+435.4% |
| Participant deferral / active EE | $8,224 | $6,343+29.7% | $5,984+37.4% | $5,287+55.5% |
| Admin fee / account holder | $463 | $9,817-95.3% | $8,357-94.5% | $10,133-95.4% |