Retirement plan

DFS ASSOCIATES SALES, INC. 401(K) PROFIT SHARING PLAN

Name: DFS ASSOCIATES SALES, INC. - DFS ASSOCIATES SALES, INC. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: DFS ASSOCIATES SALES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DFS ASSOCIATES SALES, INC. 401(K) PROFIT SHARING PLAN, DFS ASSOCIATES SALES, INC.

DFS ASSOCIATES SALES, INC.EIN 90-0436595Plan #001PY 2015

7868 CAMERRA WAY - BALDWINSVILLE, NY 13027315-303-5079LinkedIn1-10 employeescomputer hardware

Other plans on this EIN

1 filing

#002Retirement-$471K assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$67K

No prior year

Total participants

No prior year

Average account balance

$22,479

No prior year

Annual return

-3.91%

No prior year

Benchmarks

See 18,068 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort18,068 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$574K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$574K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$77K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$77K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.58%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$91521

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$51K

$25505 / participant

Other / not subdivided$51K100.0%

% of EOY assets

75.641%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,479

$78,694-71.4%

$67,652-66.8%

$125,389-82.1%

Participation rate

100.0%

78.8%+21.2pp

75.7%+24.3pp

83.2%+16.8pp

Annual return

-3.91%

9.46%-13.4pp

6625.40%-6629.3pp

282.24%-286.1pp

Employer contribution / active EE

$2,522

$3,044-17.1%

$2,266+11.3%

$4,866-48.2%

Participant deferral / active EE

$7,500

$4,292+74.7%

$3,560+110.7%

$5,352+40.1%

Admin fee / account holder

$17,003

$7,403+129.7%

$4,821+252.7%

$9,541+78.2%

DFS ASSOCIATES SALES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DFS ASSOCIATES SALES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion