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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,659 | $60,128+152.2% | $90,440+67.7% | $79,852+89.9% |
| Participation rate | 72.2% | 65.0%+7.2pp | 72.7%-0.5pp | 69.6%+2.6pp |
| Annual return | 6.37% | 71.95%-65.6pp | 1294.38%-1288.0pp | 31.72%-25.4pp |
| Employer contribution / active EE | $3,904 | $2,068+88.7% | $3,263+19.6% | $2,471+58.0% |
| Participant deferral / active EE | $6,341 | $2,939+115.8% | $3,964+60.0% | $3,740+69.5% |
| Admin fee / account holder | $86,409 | $3,977+2072.5% | $5,615+1438.9% | $5,306+1528.4% |