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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,851 | $181,896-51.2% | $156,551-43.2% | $273,972-67.6% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 3.99% | 30.74%-26.7pp | 32.23%-28.2pp | 41.46%-37.5pp |
| Employer contribution / active EE | $8,080 | $6,248+29.3% | $5,501+46.9% | $4,869+66.0% |
| Participant deferral / active EE | $5,250 | $5,550-5.4% | $4,871+7.8% | $5,287-0.7% |
| Admin fee / account holder | $49,443 | $15,560+217.8% | $13,028+279.5% | $10,133+388.0% |