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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,165 | $181,062+26.6% | $158,223+44.8% | $155,188+47.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.19% | 57.39%-38.2pp | 52.09%-32.9pp | 148.84%-129.6pp |
| Employer contribution / active EE | $3,490 | $4,565-23.5% | $4,109-15.1% | $4,248-17.8% |
| Participant deferral / active EE | $8,215 | $6,134+33.9% | $5,467+50.3% | $6,531+25.8% |
| Admin fee / account holder | $2,106 | $18,825-88.8% | $16,047-86.9% | $14,480-85.5% |