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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,886 | $116,203-82.0% | $93,621-77.7% | $152,897-86.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 23.45% | 35.96%-12.5pp | 32.76%-9.3pp | 345.43%-322.0pp |
| Employer contribution / active EE | $3,015 | $3,219-6.3% | $2,719+10.9% | $4,764-36.7% |
| Participant deferral / active EE | $3,015 | $4,605-34.5% | $4,070-25.9% | $5,851-48.5% |
| Admin fee / account holder | $416 | $10,751-96.1% | $7,890-94.7% | $11,599-96.4% |