Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,387 | $100,060-86.6% | $149,721-91.1% | $70,126-80.9% |
| Participation rate | 53.3% | 83.6%-30.2pp | 87.1%-33.7pp | 69.5%-16.2pp |
| Annual return | 26.24% | 27.46%-1.2pp | 1501.67%-1475.4pp | 73.15%-46.9pp |
| Employer contribution / active EE | $1,438 | $3,661-60.7% | $5,444-73.6% | $2,343-38.6% |
| Participant deferral / active EE | $3,333 | $4,982-33.1% | $6,568-49.3% | $3,3320% |
| Admin fee / account holder | $18 | $8,285-99.8% | $11,282-99.8% | $4,645-99.6% |