Retirement plan

FORA FINANCIAL LLC 401(K) PLAN

Name: FORA FINANCIAL LLC - FORA FINANCIAL LLC 401(K) PLAN (2025) Form 5500
Creator: FORA FINANCIAL LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FORA FINANCIAL LLC 401(K) PLAN, FORA FINANCIAL LLC

FORA FINANCIAL LLCEIN 90-0393753Plan #001PY 2025

1385 BROADWAY, 15TH FLOOR - NEW YORK, NY 10018212-947-0100forafinancial.comLinkedIn51-200 employeesfinancial services

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.5M

+23.9% from 2024

Total participants

173

+11.6% from 2024

Average account balance

$70,668

+30.1% from 2024

Annual return

18.63%

+0.42 pp from 2024

Benchmarks

See 659 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort659 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

120

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

64.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.55M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$44

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK3 years Filed as: COMMONWEALTH EQUITY SERVICES Service code 99	Other Fees	$37,891
ASSOCIATED PENSION CONSULTANTS4 years Filed as: ASSOCIATED PENSION CONSULTANTS, INC Service code 49 · EIN 11-3271022 401 BROADHOLLOW ROAD · SYOSSET, NY 11747	Other Services	$6,475
COMMONWEALTH FINANCIAL NETWORK8 years Service code 99 · EIN 04-2675571	Other Fees	$0

Plan features & details

Pension benefit codes2E2F2J2G3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$35 / participant

Contract admin$5K92.3%
Other / not subdivided$4007.7%

% of EOY assets

0.062%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FARBER, BLICHT, EYERMAN & HERZOG, L
Auditor EIN: 112424454
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$70,668

$128,603-45.0%

$197,124-64.2%

$67,986+3.9%

Participation rate

64.4%

81.7%-17.2pp

86.7%-22.3pp

57.2%+7.2pp

Annual return

18.63%

23.77%-5.1pp

44.34%-25.7pp

31.67%-13.0pp

Employer contribution / active EE

$2,491

$4,379-43.1%

$6,227-60.0%

$2,019+23.4%

Participant deferral / active EE

$7,903

$6,840+15.5%

$9,135-13.5%

$3,358+135.4%

Admin fee / account holder

$44

$3,035-98.6%

$16,298-99.7%

$3,203-98.6%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK3 years

Filed as: COMMONWEALTH EQUITY SERVICES

Service code 99

Other Fees

$37,891

ASSOCIATED PENSION CONSULTANTS4 years

Filed as: ASSOCIATED PENSION CONSULTANTS, INC

Service code 49 · EIN 11-3271022

401 BROADHOLLOW ROAD · SYOSSET, NY 11747

Other Services

$6,475

COMMONWEALTH FINANCIAL NETWORK8 years

Service code 99 · EIN 04-2675571

Other Fees

FORA FINANCIAL LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FORA FINANCIAL LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion