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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,152 | $73,978-59.2% | $96,515-68.8% | $75,173-59.9% |
| Participation rate | 91.2% | 66.4%+24.7pp | 74.3%+16.8pp | 67.2%+24.0pp |
| Annual return | 23.21% | 26.72%-3.5pp | 35.73%-12.5pp | 160.72%-137.5pp |
| Employer contribution / active EE | $1,834 | $2,931-37.4% | $3,740-51.0% | $2,671-31.3% |
| Participant deferral / active EE | $3,124 | $3,660-14.7% | $4,880-36.0% | $4,126-24.3% |
| Admin fee / account holder | $407 | $5,219-92.2% | $6,735-94.0% | $5,651-92.8% |