Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,051 | $67,606-28.9% | $82,313-41.6% | $70,124-31.5% |
| Participation rate | 45.1% | 72.8%-27.7pp | 76.9%-31.8pp | 69.5%-24.4pp |
| Annual return | 15.50% | 21.57%-6.1pp | 25.88%-10.4pp | 73.14%-57.6pp |
| Employer contribution / active EE | $286 | $1,755-83.7% | $2,428-88.2% | $2,342-87.8% |
| Participant deferral / active EE | $2,517 | $2,987-15.7% | $3,706-32.1% | $3,332-24.4% |
| Admin fee / account holder | $2,113 | $4,512-53.2% | $5,608-62.3% | $4,645-54.5% |