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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,930 | $110,337+18.7% | $102,383+27.9% | $145,877-10.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.61% | 24.83%-11.2pp | 24.94%-11.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,996 | $4,216-28.9% | $3,870-22.6% | $4,663-35.7% |
| Participant deferral / active EE | $7,489 | $5,621+33.2% | $5,060+48.0% | $6,691+11.9% |
| Admin fee / account holder | $4,627 | $9,750-52.5% | $8,391-44.9% | $13,402-65.5% |