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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,184 | $217,432-1.0% | $185,849+15.8% | $167,536+28.4% |
| Participation rate | 71.4% | 86.1%-14.6pp | 81.7%-10.3pp | 82.1%-10.7pp |
| Annual return | 2.82% | 148.42%-145.6pp | 122.10%-119.3pp | 478.82%-476.0pp |
| Employer contribution / active EE | $1,445 | $5,875-75.4% | $5,169-72.0% | $4,839-70.1% |
| Participant deferral / active EE | $8,638 | $6,357+35.9% | $5,569+55.1% | $6,342+36.2% |
| Admin fee / account holder | $38,263 | $19,818+93.1% | $16,244+135.6% | $12,315+210.7% |