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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,654 | $165,361-35.5% | $149,715-28.8% | $158,950-32.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.02% | 348.24%-345.2pp | 276.66%-273.6pp | 302.91%-299.9pp |
| Employer contribution / active EE | $7,207 | $5,103+41.2% | $4,645+55.2% | $4,762+51.3% |
| Participant deferral / active EE | $4,972 | $7,182-30.8% | $6,842-27.3% | $5,983-16.9% |
| Admin fee / account holder | $1,043 | $10,808-90.4% | $9,310-88.8% | $11,248-90.7% |