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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,502 | $73,988-83.1% | $96,538-87.0% | $75,177-83.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 41.19% | 26.73%+14.5pp | 35.74%+5.4pp | 160.75%-119.6pp |
| Employer contribution / active EE | $4,315 | $2,930+47.2% | $3,740+15.4% | $2,671+61.5% |
| Participant deferral / active EE | $5,694 | $3,660+55.6% | $4,880+16.7% | $4,126+38.0% |
| Admin fee / account holder | $575 | $5,220-89.0% | $6,737-91.5% | $5,651-89.8% |