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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,388 | $110,410-31.7% | $102,437-26.4% | $145,897-48.3% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 12.23% | 24.85%-12.6pp | 24.95%-12.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $931 | $4,217-77.9% | $3,871-75.9% | $4,663-80.0% |
| Participant deferral / active EE | $2,744 | $5,622-51.2% | $5,060-45.8% | $6,689-59.0% |
| Admin fee / account holder | $7,557 | $9,745-22.5% | $8,388-9.9% | $13,390-43.6% |